Holding lenders

accountable

Mortgage lenders & servicers are in the business to take your money, not save your home. As a borrower, you are an expendable resource in home loan servicing to be exploited for fees and charges. Borrowers just trying to keep their homes are subject to a campaign of systematic and deliberate deception. This fundamental deception is now often combined with the fraudulent surcharging of fees costs and other “expenses” designed to make vast additional amounts of money for lender/servicers. 

If the borrower manages to retain the home, lender/servicers make hundreds of millions of dollars of additional annual revenue at little or no cost. They make this money by doing as little as possible and getting you to do or not do things for which they can aggressively bill you.

 

Working With All Major Lenders

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Have a Question?

Home Law Solutions has assembled skilled and accomplished attorneys, bringing together advocates who have collectively care about results. Our team prides itself on our commitment to our clients, providing them with the service and protection they need in a time of hardship. If you were denied assistance or relief, consult with HLS to see if you have a path forward towards resolving your delinquency. 

We are extremely proud and protective of our reputation. We are equally proud that you will also find our history free from any type of complaints, negative reviews, and unhappy clients. Demonstrating the integrity of our company over the course of our long time in business. 

Our dedication to achieving results for our clients is the number one priority for HLS. Our testimonial base is rapidly growing all the time. Please click on one of the reviews below if you would like to go directly to the BBB. Here you can read through just a few of the dozens and dozens of positive reviews from homeowners that have used our services to resolve their delinquency.

We are proud to offer affordable, low-cost, realistic solutions to borrowers that need help. With that being said, our service is not cost-free, because nothing of any true value is. If you are looking for free assistance, please do not complete the form below and inquire for help. Unfortunately, our company would not be the right fit.

If you are searching for real solutions to get you back on track, you are in the right place. Our cost of services is very fair and as low as you can find, without compromising quality. Service prices are determined by your current mortgage status coming in and what needs to be addressed to resolve your delinquency.

If we are able to extend you an offer, we will document this proposal in writing for you to review. You are under no obligation to accept any offer. Unfortunately, some people will not be eligible for assistance for various reasons. We will provide you honest, direct and straight-forward information, so you can decide the best course of action for you and your family.

Why An attorney

matters

Self-representation has the lowest success rate when it comes to achieving positive results. The loss mitigation process can be an involved, detail-oriented and complicated process. Homeowners should be cautioned of attempting to get help by working directly with their lender. Not only are attorneys qualified and experienced at working lenders, but are on top of the issues that surround the programs and eligibility requirements. There are a number of resources that claim that it is easy to submit an application and receive help by working free directly with your lender. 


Many homeowners are under an illusion. They believe that their lender is going to help them, simply because they are speaking with them. Lets be very clear, the last thing the bank wants to do, is reduce monthly payments, lower interest rates or take any type of financial loss. The high payments and high rates are very lucrative and obviously preferred by your lender. All you need to do is look at your monthly mortgage statement and see the breakdown on how much of your monthly payment dissipates right into profit.


Attorney representation is vital when you do not have knowledge of mortgage law. You do not want to be in a position where you are at the mercy of your lender. It’s imperative to understand guidelines, submit documents properly or you will often fall right into common tactics used by the banks. These strategies are designed to frustrate you, get you to lose hope and than give up on the process. It is a fact that lenders trying to foreclose on homes have high-powered, experienced lawyers doing this work for them. When you deal directly with your lender its common for them to continually ask for the same sets of documents over and over again. They will claim they were “never received” or that they were simply “incomplete”. You will speak with agent after agent and remain in a perpetual cycle of being “under review”. If you do manage to get a decision, it’s all to common to hear some incomplete reason why you are being denied. Except now you are much further behind on your monthly payments and at imminent risk of foreclosure.


Have a Question?

FAQ

We are here to help you with all your mortgage questions. Plus, you can find most answers to your questions right on our site.

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